Are you ready to turn your dream of owning a house in Switzerland into reality?

If you've ever wanted to purchase a property in one of the most captivating countries in the world, known for its high social stability and economic security, then you're in the right place.

But how do you go from merely desiring to buy a house to signing the deed?

In our new article, we'll explore together the key steps that characterize the selection and purchase of a property, each of them essential to ensure a fast, profitable, and stress-free transaction.

Because buying a house is one of the most exciting and challenging journeys in life, and we know it well. So, you might as well enjoy it to the fullest.


Phase 1 - Defining the Budget

Every dream comes to life with a crucial first step: realistically defining your available budget.

In Switzerland, the real estate sector is undoubtedly characterized by unique opportunities, but to successfully complete a purchase, it's essential that you have assessed your spending capacity from the outset.

How can you proceed?

Consider your income, accumulated savings, and the financing you can request from the bank.

Also, take into account the various expenses you'll have to bear.

The final purchase price, taxes, notary fees... all these are expenses you must necessarily consider before diving into the market to identify the house that best suits your needs.

If it seems challenging, remember that our consultants will be happy to support you in this crucial first step. Knowing your overall budget will also help the real estate agency you rely on optimize the search phase and propose only the solutions that align with your expectations.


Phase 2 - Choosing the Type of Property

Now is the time to dream with your eyes wide open!

What should your ideal home be like? How many bedrooms do you need? Would you like a breathtaking view of the Swiss lakes, or do you prefer the vibrancy of an enjoyable city like Lugano?

Do you want to live in a specific neighborhood, perhaps close to relatives or the office, or can you consider a broader area without limiting your choice to a specific zone?

Make a list of everything you consider essential for your dream home and what could be a bonus in your search.

Having a clear idea of what your ideal home should be like, where it should be located, and which elements are vital for your choice and which are optional is a fundamental step that will help you immediately identify only the properties that best suit your needs.


Phase 3 - Exploring the Real Estate Market

Now is the time to immerse yourself in the fascinating landscape of the Swiss real estate market.

It's a dynamic sector full of opportunities but also highly competitive. In this phase, you can choose to get personally involved by searching for property listings online and offline, or you can rely on the experience of our real estate agents.

Visit the houses that seem most promising, discover the neighborhoods where they are located, and don't hesitate to ask questions! The research phase represents an opportunity for discovery, so approach it with curiosity and enthusiasm.

Take advantage of the opportunities offered by real estate marketing, a resource not exclusive to sellers.

Having the opportunity to see all the details of a property and "virtually visit" it or simply having access to a large amount of audiovisual material that allows you to select only the most interesting houses for a visit are options that will save you time and effort in your search.

Finding the right solution within your budget is often a process that requires a lot of effort but will ultimately bring great satisfaction!


Phase 4 - Getting Serious (Negotiation)

Have you identified what appears to be the perfect home for you? Fantastic!

Now is the time to sit down at the negotiating table and try to seal the deal.

However, before proceeding, it's essential to perform a series of checks to ensure that all the bureaucratic and cadastral aspects of your dream home are in order.

In this phase, the advice of a real estate agent is crucial to ensure the success of the transaction.

In the negotiation phase, in particular, the proximity and reliance on a professional are critical for success.

A real estate agent is well aware of the market dynamics in their area of expertise, price trends, and the prospects for reselling a property. They are also skilled in managing communication with the seller without emotional involvement.


Phase 5 - The Dream Comes True: Signing the Deed

Finally, we've reached the moment when everything becomes official: the deed.

This is the signing of the sales contract, which is drafted by a notary and contains all the necessary information to proceed: the personal data of the seller and the buyer, property data as listed in the land registry, the sale price, payment methods, and any specific clauses agreed upon by the parties.

Once you have signed all the necessary documents and transferred the funds, the house will officially be yours.


In Conclusion

Buying a house is certainly an emotionally challenging process, but it's also very enjoyable since it's an experience that, in most cases, we go through only a limited number of times in our lives.

The phases outlined above are traditionally the ones that lead from the idea of buying a property to its actual acquisition.

To make the most of each phase and avoid unnecessary time losses, it's always advisable to seek the guidance of a professional who can help ensure a satisfying and pleasant journey.

Remember, searching for a home can be a fun and rewarding adventure, especially when you have a clear idea of how the entire process works and can rely on the support of the right professionals.

Are you thinking of buying a house? Contact us to find out how we can assist you!

If, on the other hand, your idea is to sell a property, try requesting a free and non-binding valuation in just 2 minutes.

Call us
Write us